E&L Insurance is a well known and established Insurance provider and has been providing insurance for over 20 years.
The company pride themselves in offering first class claims and customer service, providing comprehensive cover and competitive premiums.
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horse insurance ratings after 45 reviews
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Nic from Teesside
horse insurance sdfLevel 3
Had my policy with e&l for 4 years. Phoned them today with regards to making a claim for x-rays for my horse and they have told me I am not insured for x-rays external injuries only wonder what I've been paying insurance for all these years. My premiums have gone from £10 per lunar month to nearly £23 and I've never made a claim!
Sarah Hutchinson from Stockport
horse insurance sdfDon't recall
Will not be renewing my horse's insurance policy with this company. I have had to put him out on loan & when I phoned to ask how it would affect my insurance policy, they hadn't got a clue, & I have now been charged £10 just for changing his address midterm. Of course, if I waited for renewal to tell them & anything happened to him, he wouldn't be covered. Mind you, I still don't know whether he is covered or not since being put out to loan, & neither do they. Will be looking for a new insurance company.
Liz from Bucks
Have insured with this company for a while. Will be changing. My pony fractured her leg & we decided the best option , with the advice from the vets to have her put to sleep. They got out of paying for her life cover & took over 6 months to pay the vet. In another occasion my vet was waiting over a year to receive payment. Did you also know that paying per lunar month , although sounds cheap , actually works out just as expensive as other insurers. There are more lunar months than calendar months ! Very difficult to speak to someone especially out of hours ( when most accidents happen !) they deny receiving emails or telephone conversations. Be aware. Pay a little more for your insurance & have peace of mind that all eventualities are covered.
Judith from Sutton Coldfield
horse insurance sdfMonthly top cover
Our horse went from being the best mannered horse to being a danger to ride. Got the vet in and after X-rays and ground work to improve her impingement, was sent to Newmarket. Had the op but unfortunately died, she was only 7.
E&L have been supportive , acted with care and professionalism throughout.
I'm extremely happy and will use them for our next horse.
Furious from Shropshire
E & L Insurance - Cover was for Public Liability but when trying to make a claim after someone was kicked by my horse said that we should claim on our house insurance as that would cover us for Public Liability and that as we were covered by the house insurance we wouldn't be able to claim from them. Will not be insuring with them again as they seem to wriggle out of all claims.